Perspectives

Insights from the Field

Practitioner perspectives on financial technology, AI, digital banking, and transformation — written by the Quantrix team from the front lines of advisory work across Asia Pacific and the Middle East.

FeaturedAI Advisory

Yogi

Partner, Cybersecurity & AI

The Responsible AI Imperative: What Financial Regulators Expect in 2026

As generative AI moves from pilot to production across financial services, regulators in Singapore, the UAE, and across the GCC are sharpening their expectations. We examine the emerging governance frameworks — and what institutions need to do now to stay ahead.

June 202612 min read
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All TopicsAI AdvisoryCore BankingDigital BankingRisk & ComplianceDigital TransformationCybersecurityFintech Strategy
Core Banking9 min read

Beyond the Big Bang: Sequencing Core Banking Modernization for Minimum Disruption

The all-at-once core replacement has a poor track record. We outline a phased, risk-managed approach that delivers value incrementally while protecting business continuity.

Marios

Founder & Managing Partner

May 2026
Digital Banking7 min read

Building a Digital Bank in Mongolia: Lessons from the Frontier

Mongolia's banking sector is undergoing rapid digital transformation. We share observations from the ground on what is working, what is not, and what other emerging markets can learn.

Aria

Partner, Mongolia Operations

May 2026
Risk & Compliance10 min read

AML in the Age of AI: Moving Beyond Rules-Based Transaction Monitoring

Legacy rules-based AML systems generate too many false positives and miss too many real threats. Machine learning offers a better path — but only with the right governance in place.

Ronit

Partner, Technology

April 2026
Digital Transformation8 min read

Why Most Digital Transformation Programs Fail — and How to Fix Them

The failure rate for large-scale digital transformation in financial services remains stubbornly high. The root causes are rarely technical. We examine the organizational and governance factors that determine success.

Irina

Partner, Digital Transformation

April 2026
Cybersecurity11 min read

Securing the AI Stack: Threat Vectors Financial Institutions Cannot Ignore

AI systems introduce a new class of vulnerabilities — from adversarial inputs to model inversion attacks. We map the threat landscape and outline a practical security architecture for AI-enabled financial institutions.

Yogi

Partner, Cybersecurity & AI

March 2026
Fintech Strategy8 min read

Embedded Finance in Southeast Asia: Opportunity, Risk, and Regulatory Reality

Embedded finance is reshaping how financial products reach consumers across Southeast Asia. We assess the opportunity for banks and fintechs — and the regulatory considerations that will shape the market.

Marios

Founder & Managing Partner

March 2026
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